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• Risk Rating Solution:

Risk Ratings are quantitative measures of risk that allow to meaningfully differentiate risk among different firms or exposures. They are used today by all modern banks, asset management firms and other financial institutions who undertake credit exposures. In fact, they form a vital component in the credit approval process, in the pricing of each credit exposure and the calculation of capital adequacy.

In many cases, ratings obtained from external, independent agencies may be used. However, in many market segments these are not available creating a need for internal rating models.

Whether for regulatory or internal purposes, RV Rating© is designed to analyze any firm in order to assign to it a risk rating reflecting its creditworthiness and a probability of default based on financial information, qualitative assessments, and macro-economic indicators. It applies the best practices and latest approaches that are used today by the industry's leading practitioners and is fully compliant with the standards set by the Basel Committee.

Furthermore, it provides a framework for the maintenance, analysis and reporting of balance sheet and income statement items including automatic calculation of financial ratios, Cash Flow analysis, and assistance in generating reliable projections for the future.

>> download RV Rating Brochure (.pdf)